Making a budget is so important to control your money. Here comes the budgeting apps which can help you to make your budget properly. There is a ton of budgeting software out there. we need to know which one is good and which one is not. so today we will short out that budgeting software in this article. So let’s start.
Pros of using budgeting apps
First of all, let’s talk about the benefits of using budgeting apps. Using budget apps can turn your iPhone or Android into a personal money management machine that can help you to control your money. Budgeting apps can track your spending and categorize expenses so that you can know where your money is going. And there are more features in budgeting apps that can help you to save money.
Here are some best apps for personal budgets. Let’s take a closer look at those apps feature
App List | Rating | Availability | Bank Sync | Price | Learn More |
Mint | 4.5 | ios & Android | Yes | Free | |
YNAB | 4.8 | ios & Android | Yes | $14.99 per month / $98.99 per year | |
Personal capital | 4.8 | ios & Android | Yes | Free | |
Pocketguard | 4.8 | ios & Android | Yes | Free / $79.99 per year | |
Zeta | 4 | ios & Android | Yes | Free |
1. Mint
So on the top, we have mint. Mint is the best budgeting software out there. Mint has really good reviews and it’s really easy to use. It can sync to your bank account to help you to create a personal budget. Mint categorizes your spendings such as shopping, bills, transportation, Loans, and Investments. Now you can easily track your money and take the necessary steps to control it.
Besides those features mint also display factors like your credit score, Investments, etc. If you are really looking for a budgeting app I will recommend you to get mint. it’s absolutely free and easy to use. it will really come in handy when you use it.
Pricing: Free
Google Play rating: 3.6/5
Apple store rating: 4.8/5
Policyonpoint rating: 4.5/5
Note that all ratings were current as of FEB. 19, 2022.
2. YNAB (You Need a Budget)
YNAB Is for serious budgeters. Because it’s designed so that users plan ahead for their financial decision. Its money management tools are different from other budgeting tools. It’s counts each dollar you earn. It helps you to get ahead so you are not living paycheck to paycheck if you hit an unexpected overage.
YNAB allows you to link your bank account as well as credit cards and loan. YNAB apps work on Android, iPhone, desktop, etc.
Pricing: It has a 34-day free trial. Then you need to pay $14.99 per month or $98.99 per year. College students can use YNAB for free for a year.
Google Play rating: 5/5
Apple store rating: 4.8/5
Policyonpoint rating: 4.8/5
Note that all ratings were current as of FEB. 19, 2022.
3. Personal capital
personal capital is really good for tracking wealth and spending. it’s basically an investment tool. Personal capital helps you to plan for the future with the retirement planner. This app is totally free and the feature is amazing that’s why I recommend you to get this for tracking your wealth and spending.
Pricing: Free
Google Play rating: 4.4/5
Apple store rating: 4.7/5
Policyonpoint rating: 4.8/5
Note that all ratings were current as of FEB. 19, 2022.
4. Pocketguard
are you an overspender? Dam pocketguard might help you to get rid of this. the company uses an algorithm to track your income, expenses, and savings goals to tell you how much you can spend every day. You also can connect your bank account, credit cards, loan, investment, and bills.
pocketguard plus (Paid version) offers a Debt payoff plan. and there is many more feature you can explore.
Pricing: Basic pocketguard is free. But for pocketguard Plus you need to pay $7.99 per month or $79.99 per year.
Google Play rating: 5/5
Apple store rating: 4.7/5
Policyonpoint rating: 4.8/5
Note that all ratings were current as of FEB. 19, 2022.
5. Zeta
Zeta Is another budgeting software that was designed especially for couples. And Zeta is totally free. It’s a good option for couples who have combined their Finance. With Zeta, you can set personal and combined financial goals. You can also sync various bank accounts to track spending and manage bills together.
Pricing: Free
Google Play rating: 4.2/5
Apple store rating: 4.4/5
Policyonpoint rating: 4/5
Note that all ratings were current as of FEB. 19, 2022.
Conclusion
It’s now up to you. you can choose any of them to manage your personal budget. All of them are so good and the features are also the same. For better information visit their website and check their apps. Let me know which one you picked for managing your personal budget.